Travel health insurance for au-pairs

Worldwide coverage for your au pair year – up to 12 months from €29.40/month, can also be taken out after departure.

  • from a €29.40/month
  • Suitable for US visa requirements
  • can also be taken out after departure
  • 24/7 emergency service

Why au pairs need international health insurance

An au pair stay is not a vacation – and shouldn’t be insured like one. In many host countries, including the USA, Canada, and Australia, proof of valid health insurance is mandatory before a visa or program participation is approved. Standard travel health insurance does not provide adequate coverage for long-term stays, neither in duration nor in scope.

Protrip World Education closes this gap – specifically designed for international educational travelers such as au pairs who start their stay from anywhere. The plan covers you worldwide for up to 12 months and can be taken out both before and after departure.

What is covered by Protrip World Traveler?

Protrip World Education can be taken out before or after departure – making it especially flexible for au pairs who travel abroad at short notice or only realize on site that they are not yet insured. The plan is valid for up to 12 months, with extensions available under the conditions applicable at that time.

Important: If you apply after crossing the border, a waiting period of 14 days applies before benefits for illness take effect. In the case of accidents or life-threatening emergencies, there is no waiting period. For pregnancy-related benefits, a waiting period of 10 months applies. You must be under 29 years of age at the start of the insurance in order to benefit from reduced youth premiums. General age-based rates apply for older travelers.

Already in Germany and still planning your stay? If you have your residence in Germany or Austria and take out insurance before departure, you should consider Protrip German Traveler – with a longer duration of up to 5 years and lower premiums.

What is covered?

  • Doctor visits & treatments – outpatient, inpatient, surgeries – unlimited coverage. Emergency room treatment in the USA is also covered; the €250 deductible is waived if medically necessary.
  • Medication, medical transport & repatriation – all medically necessary costs are covered, including return transport to your place of residence without any coverage limit.
  • Home visits & travel interruptions – during temporary returns home or short interruptions, you remain insured worldwide for up to 6 weeks, including in your home country (can be split).
  • Dental emergencies & medical aids – pain-relief dental treatment up to €500 per case; aids such as crutches are included after illness or accident.
  • Extended coverage up to 90 days – if you are unable to travel for medical reasons, your coverage continues until you are fit to travel again.

What is not covered?

  • Pre-existing conditions that were treated within the last 6 months or were already known at the start of the trip.
  • High-risk sports such as motorcycle racing, skydiving, bungee jumping, base jumping, free climbing, as well as professional sports.
  • Routine vaccinations, preventive check-ups, visual aids, prosthetics, and hearing aids.
  • Treatments under the influence of alcohol or drugs, as well as measures related to criminal offenses.
  • Planned pregnancy and childbirth if known before the trip – except in the case of complications.

What does Protrip German Traveler cost?

For au pairs under 29 who take out insurance before departure, premiums start at €29.40/month for EU countries, €38.70/month worldwide excluding the USA/Canada, and €84.30/month including the USA and Canada – each with a €50 deductible per insured event.

If the policy is taken out after departure or for travelers aged 30 and over, general worldwide tariffs apply, starting at €117.00/month excluding the USA/Canada and €240.00/month including the USA and Canada.

Educational trips
within EU countries

Agewith deductible
up to 29 years€ 29,40

The deductible amounts to €50 per case.

Educational trips
worldwide, excluding USA / Canada

Agewith deductible
up to 29 years€ 38.70

The deductible amounts to €50 per case.

Educational trips
worldwide, including USA / Canada

Agewith deductible
up to 29 years€ 84.30

The deductible amounts to €50 per case.

Worldwide travel
without USA / Canada

Agewith deductible
up to 29 years€ 117.00
up to 39 years€ 144.00
up to 49 years€ 180.00
up to 59 years€ 273.00
up to 69 years€ 420.00

The deductible amounts to €50 per case.

Worldwide travel
including USA / Canada

Agewith deductible
up to 29 years€ 240.00
up to 39 years€ 297.00
up to 49 years€ 390.00
up to 59 years€ 573.00
up to 69 years€ 936.00

The deductible amounts to €50 per case.

Au pair in the USA, Australia, France – or anywhere else?

Au pairs are drawn to all parts of the world: the USA and Canada, Australia and New Zealand, neighboring European countries such as France, Spain, the Netherlands, or the United Kingdom, as well as Latin America, Asia, or South Africa.

Protrip World Traveler protects you in all these destinations – worldwide, without geographical restrictions within the plan. For stays in the USA and Canada, separate premium levels apply due to significantly higher medical costs, which you can select when booking.

Even more protection for your au pair year

In addition to international health insurance, you can enhance your coverage with the Protect Complete package for €11.30 per month. It includes personal and internship liability insurance, accident insurance, luggage insurance, and assistance insurance – all in one package, ideal for longer stays abroad such as an au pair year.

You also benefit from two digital services: With the Air Doctor app, you can find qualified doctors worldwide and receive treatment without upfront payment. The MY-SAFETY-APP 2 provides safety information and emergency assistance – anytime, wherever you are. Both apps are included in your insurance coverage.

Ready for your au pair year?

Take out your international health insurance now – fully online, in just a few minutes, with immediate coverage. 

You will receive your insurance confirmation directly by email and are protected from day one of your stay. 

Worldwide coverage for up to 12 months, billed on a daily basis, from €29.40 per month.