High School Year Abroad: Comprehensive Protection for Your Child

Health insurance, accident coverage, liability insurance, and medical repatriation in one package – specially designed for exchange students and their parents. Meets the requirements of visa authorities and the host country.

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Zwei junge Frauen unterhalten sich im Gang einer Schule

A high school year abroad is one of the most defining experiences in your child’s life. A new language, new friends, a new culture, and for parents, one important question: what happens if something goes wrong while your child is thousands of miles away from home?

What standard insurance often does not cover

Many organizations offer their own insurance coverage. This is a good starting point, but make sure to carefully review what is actually included.

Worauf es bei der Auslandskrankenversicherung wirklich ankommt

What is often missing	With Protrip World Education
Designed only for short vacations	Specifically designed for longer school stays and academic years abroad
No proof of insurance available at short notice	Insurance certificate available immediately as a PDF
Unclear whether coverage can still be purchased in time for the visa appointment	Purchase before departure, coverage ready to use immediately
No personal liability, accident, or baggage coverage	Optionally available with Protect Complete (€11.30/month)

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A few practical examples:

This is covered by the health insurance (included in the plan):

You suffer a serious head injury while surfing and require medical treatment over an extended period of time.
You suddenly experience severe tooth pain abroad and need emergency dental treatment.
Your stay is unexpectedly extended for medical reasons, yet medical repatriation remains covered with no cost limit.

This is covered by Protect Complete (optional add-on package, €11.30/month):

You are bumped into in a crowded schoolyard and accidentally drop your best friend's phone. The screen is shattered.
Your laptop is stolen from your room in the student residence.
You fall and suffer a permanent injury.

Learn more about the Complete package

We therefore always recommend comprehensive coverage with Protrip World Education and Protect Complete.

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Educational trips
within EU countries

Age	with deductible
up to 29 years	€ 29,40

The deductible amounts to €50 per case.

Educational trips
worldwide, excluding USA / Canada

Age	with deductible
up to 29 years	€ 38.70

The deductible amounts to €50 per case.

Educational trips
worldwide, including USA / Canada

Age	with deductible
up to 29 years	€ 84.30

The deductible amounts to €50 per case.

This is covered by Protrip World Education

	Worldwide insurance coverage during the stay
	Suitable for longer school stays and academic years abroad
	Personal liability, accident, baggage, and assistance coverage – optional with Protect Complete
	Intern liability insurance (Medical Malpractice Insurance) – optionally available

For full details on coverage and exclusions, please see the Consumer Information and the Product Information Sheet.

How much does Protrip World Education cost per month?

The premium depends on the insured person's age and the selected destination region. The insurance must be purchased before departure.

Requirements for taking out the insurance

Affordable entry-level plan for individuals up to and including age 29
Must be purchased before departure, for the entire planned duration of the stay
The stay must take place outside the country of residence as part of a recognized high school or student exchange program