Protect Complete

Supplementary package with:

Personal and internship liability insurance

Luggage insurance

Accident insurance

Assistance insurance

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The strong protection for your education abroad

More benefits, more security - especially for students and Erasmus participants

Protect Complete is specifically designed for educational travelers such as students, Erasmus Plus participants, and interns who are learning, growing, and forging their paths abroad. It perfectly complements Protrip Education, allowing you to fully focus on your studies and experiences without worrying about unexpected financial risks.

This package offers particularly robust liability insurance, tailored to the unique challenges and requirements of educational journeys. Especially for internship-related damages, you're optimally covered—Complete protects you where it truly matters.

Whether it's personal injury, property damage, or damage to rented accommodations, Complete provides comprehensive protection, granting you the security and freedom to embrace every new experience with peace of mind.

Trust in the Complete package—because your educational journey is a special adventure, and you deserve protection that accompanies you every step of the way.

The Complete package differs from the Standard package in the scope of liability insurance. It offers students and Erasmus Plus participants enhanced protection, including higher coverage for internship-related damages incurred during studies or Erasmus Plus programs.

Protect Complete - as a supplement for Protrip World Education

Additional package for your international insurance

What does Protect Complete cost?

Monthly premiums

 only 11,30 € / month 

in addition to the premium for international travel health insurance

What is covered by Protect Complete?

  • Liability insurance

     

    		Lump sum for personal injury, property damage and financial loss: up to €5,000,000

     

    		Damages occurring during internships, which are part of university studies or an Erasmus Plus program

     

    		Damages occurring during internships, which are not part of university studies or an Erasmus Plus program: up to €10,000* with a deductible of €100

     

    		Volunteering

     

    		Damage to the host family's property

     

    		Damage to rented property: up to €1,000,000*

     

    		Occasional minding of a third party’s dog, where this is done as a favor

     

    		Occasional use of motor-assisted boats belonging to third parties with an engine power of up to 55 kW (75 HP)

     

    		Use of motor vehicles with a maximum design speed of 6 km/h (e.g. invalid cars, children’s cars)

     

    		Use of trailers, provided they are not subject to compulsory insurance coverage and are not attached to a motor vehicle

     

    		Use of self-propelled machinery with a maximum design speed of 20 km/h (e.g. lawn mowers, snow-clearing equipment)

     

    		Use of motor vehicles and trailers not subject to compulsory insurance coverage when on non-public ways or areas

     

    		Bail payment in the case of loss or damage occurring in a foreign country: up to €25,000*

     

    		Loss of private and business keys belonging to third parties: up to €30,000*

     

    		Damage to property arising from an act of favor: up to €10,000*

     

    		Bad debt losses

     

    		Damage arising from data exchange and use of the Internet: up to €1,000,000*

     

    		Limit of indemnity in the case of violation of naming or personality rights: up to €200,000*

    *Sublimit within the basic sum insured

  • Accident insurance

     

    		Capital payment in case of accidental death €10,000.

     

    		Disability sum €30,000.

     

    		Disability scale 350%.

     

    		Capital payment for 100% accidental disability €105,000.

     

    		Rescue costs €25,000.

     

    		Accident-related cosmetic surgeries €10,000.

  • Assistance insurance

     

    		Help in case of loss of travel funds.

     

    		Replacement of travel documents.

     

    		Return trip in an emergency.

     

    		Travel of a trusted person in an emergency up to €4,000 per claim.

  • Luggage insurance

     

    		Sum insured € 2,000.

     

    		The insurance also covers damage to furs, jewelry and objects made of precious metals, laptops as well as cameras, film cameras and portable video systems, in each case with accessories. The obligation to pay compensation for this is limited to a maximum of 50% of the sum insured per insured event.

     

    		Deductible for baggage damage per claim € 50.

  • Exclusions – plain and simple
    ✖Liability insurance: for damages to borrowed, leased, rented, and hired items.
    ✖Accident insurance: for accidents caused by intoxication or drug use.
    ✖Assistance insurance: for chronic mental illnesses, including those with episodic occurrences, as well as addiction disorders.
    ✖Travel luggage insurance: for damages directly or indirectly caused by nuclear energy.

For complete information about the Protect insurance package, please refer to the consumer information or the product information sheet. 

Help and service

Your path to answers, personal advice and fast assistance

Whether you still have questions, need help with your application or need quick assistance abroad – we are here for you.

In our help and service area you will find:

Submit invoices and report claims

Cancel or change insurance

Submit or change personal data

Our emergency numbers and contact options in case of urgent need while travelling.

Go to the help and service area

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