Protect Standard

Supplementary package with:

Personal liability insurance

Luggage insurance

Accident insurance

Assistance insurance

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All-round additional protection for your trip

Even more security for everything you can't plan while traveling.

There are moments in life when one thing counts above all: security - and the feeling of being truly protected, no matter where you are. Protect Standard is your reliable companion when traveling and staying abroad. This all-round carefree package combines liability, accident, baggage and assistance insurance and protects you against the financial risks that everyday adventures can entail.

Whether it's an accident that unexpectedly changes your life, the loss of important travel documents or a mishap with your luggage - Protect Standard stands by your side and ensures that you can concentrate on the essentials: Enjoying your time abroad, free and carefree.

With comprehensive cover up to millions for personal injury and property damage, emergency assistance and financial protection in the event of an accident, this package is exactly what you need to live every moment with confidence.

Don't let worries slow you down. With Protect Standard, you don't just travel safely - you travel with strong protection that's there for you whenever you need it.

Additional package for your international insurance

Protect Standard - as a supplement for Protrip World Traveler & Protrip World Education

In the Standard Package, damages caused during activities as an intern are also insured. However, if you are planning an internship as part of your studies or Erasmus Plus program, we recommend the Complete Package for even more extensive benefits. You can take out the Complete Package if your trip has an educational background.

What does Protect Standard cost?

Monthly premiums

 only 6,60 € / month 

in addition to the premium for international travel health insurance

What is insured with Protect Standard?

Insurance benefits at a glance

  • Liability insurance

     

    		Personal liability insurance including "professional" liability for au pairs, lump sum for personal injury and/or property damage up to €1,000,000.

     

    		Property damage to the host family's immovable property up to €1,000,000*

     

    		Rental property damage up to €100,000*

     

    		Liability damages caused during an internship activity up to €10,000*

     

    		Deductible per liability damage claim: €100

    * Sublimit within the basic insurance amount

  • Accident insurance

     

    		Lump-sum payment in case of accidental death €10,000.

     

    		Disability benefit amount €30,000.

     

    		Disability scale 350%.

     

    		Lump-sum payment for 100% accident disability €105,000.

     

    		Rescue costs €25,000.

     

    		Accident-related cosmetic surgery €10,000.

  • Assistance insurance

     

    		Help in case of loss of travel funds.

     

    		Replacement of travel documents.

     

    		Return trip in an emergency.

     

    		Travel of a trusted person in an emergency up to €4,000 per claim.

  • Luggage insurance

     

    		Sum insured €2,000.

     

    		Deductible per insured event: €50 

     

    		In the event of delayed baggage, a maximum of 10% of the insurance sum will be reimbursed for proven, necessary replacement purchases. 

     

    		The insurance also covers damage to furs, jewelry and objects made of precious metals, laptops as well as cameras, film cameras and portable video systems, in each case with accessories. The obligation to pay compensation for this is limited to a maximum of 50% of the sum insured per insured event.

  • Exclusions – plain and simple
    ✖Liability insurance: for damages to borrowed, leased, rented, and hired items.
    ✖Accident insurance: for accidents caused by intoxication or drug use.
    ✖Assistance insurance: for chronic mental illnesses, including those with episodic occurrences, as well as addiction disorders.
    ✖Travel luggage insurance: for damages directly or indirectly caused by nuclear energy.

For complete information about the Protect insurance package, please refer to the Protect Standard consumer information or the Protect Standard product information sheet. 

Who is behind Protect Standard?

Protect Standard is a product of Protrip World, the international insurance division of DR-WALTER GmbH. DR-WALTER has specialized in travel insurance for over 60 years—and holds the TÜV Nord seal of approval for service quality. Insurance coverage is provided by Allianz, Generali, Dialog, and Europ Assistance. Protrip World stands for certified quality, clear terms and conditions, and an emergency service available worldwide.

Help and service

Your path to answers, personal advice and fast assistance

Whether you still have questions, need help with your application or need quick assistance abroad – we are here for you.

In our help and service area you will find:

Submit invoices and report claims

Cancel or change insurance

Submit or change personal data

Our emergency numbers and contact options in case of urgent need while travelling.

Go to the help and service area

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