Do you live and work remotely?
To let you fully focus on your business, Protrip World Traveler has you covered. Our international insurance protects you from high medical costs and can be purchased online anytime.
The advantages for world travelers:
Immediate coverage, bookable anytime:
Forgot it at the airport? Take out your policy online in just a few minutes – fast, hassle-free, and instantly valid, even if you’re already abroad.
Flexible like your plans:
Whether a short continental hop or a twelve-month world trip: you choose the duration. Extensions are possible at any time and adapt to your open-ended travel plan.
Global coverage, including the USA:
Whether a minor accident or a medical emergency in the USA – we cover the costs worldwide. Many recreational sports are included.
Coverage during home visits:
Taking a short stopover at home? We also cover you during your home leave for up to 6 weeks per year in case of acute illness.
Full cost control:
With a fixed €50 deductible per claim, your expenses remain transparent.
Our insurance is designed for people who seek adventure. It gives you the flexibility and reliability to push your limits.
View rates now.
Your health assistant on the go.
The Air Doctor app—part of your protection.
We know how unsettling it can be to get sick abroad. With the Air Doctor App, included in your insurance coverage, you’re never alone.
Find and book qualified doctors in over 70 countries, check their profiles, and get medical care without language barriers.
This way, you can fully focus on your trip while we take care of your health.
Insurance Terms and Product Information
Please refer to the complete services in the Consumer Information Protrip World Traveler .
A brief overview of the key contents of your insurance is provided in our Product Information Sheet Protrip World Traveler .
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What does deductible mean?
The deductible is the amount you pay yourself in the event of a claim. With Protrip World Traveler, it is €50 per claim. This means that you pay a one-time fee of €50 for treatment costs, and the insurance covers everything above that amount.
Example: Treatment costs €850. You pay €50, and we cover €800.
Advantage: The deductible significantly reduces your monthly premium – you only pay when you actually use the insurance.
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How can the premium be paid?
When paying by SEPA direct debit or credit card, we offer you the option of paying the premium monthly. Alternatively, a one-time payment for the entire insurance period is also possible.
All other payment methods are only available for a one-time payment for the entire duration of the insurance.
You can choose from the following payment options:
- Credit card
Monthly or one-time payment possible:
MasterCard, VISA, Bancontact, Diners Club, DISCOVER, Maestro
One-time payment possible:
AMERICAN EXPRESS
- SEPA Direct Debit
Monthly or one-time payment possible
- Online banking:
SOFORT, eps, iDEAL
- Online payment system:
PayPal, Apple Pay
The premium for this policy depends on the duration of the trip. Should you return early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. You only need to pay for the actual insurance period. No service fee will be charged for reimbursement.
For countries in the euro-zone:
Where the term of insurance exceeds one month, you can also pay in monthly installments via SEPA Direct Debit. The first installment becomes due at the start of insurance, the subsequent installments at the start of each following month. - Credit card
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I'm already traveling abroad. Can I still take out the insurance now?
Yes, this is easily possible with us. Many insurers require that the policy be taken out before departure. We understand that plans can change – which is why you can also take out the Protrip World Traveler online from abroad. Anytime.
Important to know:
- Accidents are covered immediately: Protection in case of accidents applies without any waiting period.
- For illnesses: There is a 14-day waiting period from the start of the policy. This means treatments for illness are covered from day 15.
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What does the insurance cost?
The costs depend on your age, the chosen duration, and your travel destination. The exact monthly premiums are transparently available in our premium table directly on this page.
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Can I also extend the insurance?
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Does the insurance also cover sports activities?
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What happens in case of an emergency?
Through the Air Doctor App, you can quickly find a trusted doctor nearby who speaks your language. For any major emergencies or questions, our 24/7 emergency hotline is always there for you. You’re never alone.
Perhaps the most important point: In an emergency, every minute counts. A good insurance policy not only organizes doctor visits or hospital stays, but also ensures quick assistance in the local language, covers advance payments in countries with high treatment costs, and arranges repatriation if necessary. It’s not just about finances – it’s about reliability when you need it most.