Trip Cancellation

Private and professional liability insurance for international students, interns, and other educational travelers

Up to 24 months from €20
Up to €20,000 travel cost
Includes trip interruption insurance
No deductible

Liability insurance for internships abroad, Erasmus+ and au pairs - worldwide protection

Why liability insurance abroad is essential

Are you planning a stay abroad – for studies, an internship, as an au pair or as part of an Erasmus+ program? Then you should not only think about your health insurance, but also about comprehensive liability coverage.

Protrip World Liability is the ideal solution if:

your existing international insurance does not include liability coverage,

you need additional liability insurance for the Erasmus+ program,

you need to provide proof of specific liability insurance for an internship,

you want comprehensive protection as an au pair – both professionally and privately.

The Protrip World Liability liability insurance offers you reliable protection – in everyday life as well as during your activities abroad. And not just within the EU, but worldwide – including Germany.

Stiftung Warentest emphasizes: Private liability insurance is one of the most important types of insurance. However, many policies only cover stays abroad to a limited extent. That’s why it’s worth taking a closer look at your existing contracts. If you’re unsure, choose Protrip World Liability – for as little as €5 per month you’ll be covered worldwide and for an unlimited period of time.

Who is Protrip World Liability suitable for?

Especially for educational travelers with high protection requirements

Tourists

Exchange Students

Au Pairs

High School Participants

Volunteers

Work and Travel Participants

Interns

Language and Exchange Students

PhD Students

Sabbatical

Long-term Travelers

What does trip cancellation cost?

One-time contributions of the trip cancellation insurance

One-time Premium for Trip Cancellation Insurance

(Excerpt from the premium overview)

Travel Price	up to 29 years	30–49 years	50–69 years
500 €	20,00 €	41,00 €	48,00 €
5,000 €	129,00 €	277,00 €	332,00 €
10,000 €	257,00 €	521,00 €	626,00 €
20,000 €	560,00 €	1,066.00 €	1,279.00 €

What is covered with Protrip World Liability?

Reliable cover for everyday life and work abroad

Insured reasons

	Death, accident injury, illness
	Pregnancy
	Significant damage to your property caused by a third party's criminal act, fire, or other natural forces
	Loss of the German workplace due to a redundancy dismissal
	Commencement of a new employment relationship with a new employer in Germany
	The repetition of a school year due to failure to advance insured in travel cancellation
	You miss your outbound or return flight because your public transport connection was delayed by at least two hours.

Exclusions – plain and simple

✖	The insured event was known to you at the time of booking or could have been foreseen by you.
✖	The trip can still be reasonably expected of you.
✖	You have a chronic illness that was treated in the six months prior to booking the trip or the insurance. This does not apply to check-ups or if you provide a certificate of no objection.
✖	You have a chronic mental illness, even if it occurs in episodes.
✖	The illness is a psychological reaction to an actual or feared war event, internal unrest, a terrorist act, or an aviation accident.
✖	Your inability to travel is due to loss, damage, or replacement of medical aids (such as glasses, hearing aids, or orthopedic devices).
✖	An appointed trusted medical examiner does not confirm your inability to travel for medical reasons.
✖	The cause lies in the outbreak of a recognized epidemic or pandemic (e.g., lockdown, quarantine), except if you yourself become ill with the disease.
✖	At the time of your trip start, there was a travel warning from the Foreign Office due to a pandemic or epidemic for your destination or country, but you travel anyway and become ill.