| inpatient treatment at a hospital, including operations without optional services |
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| outpatient medical treatment |
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| medicine, remedies and dressing material |
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| dental treatment for pain relief including simple fillings as well as repair of existing dentures and dental prosthesis, per insured event | up to €500 |
| dental treatments that become necessary as a result of an accident of the insured person during his/her stay abroad, per insured event | up to €1,000 |
| outpatient initial treatment of mental illnesses | up to €1,500 |
| inpatient emergency treatment of first-time mental or emotional disorders | up to €20,000 |
| deductible only for trips to the USA: for treatment in the Emergency Room; not applicable in the event of medical necessity or subsequent inpatient stay | €250 |
| medical appliances (e.g. walking aids, renting a wheelchair) where they become necessary for the first time as a result of an accident or illness during the insured stay abroad |
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| medical treatment until the patient is suitable for transport, insofar as a return transport prior to the end of the insured stay is not possible since the insured person is not suitable for transport (max. 90 days) |
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| The waiting period for insured benefits in the context of pregnancy is 10 months. Insured treatments during pregnancy, if such pregnancy occurred during the insured stay: |
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| - costs for preventive medical examinations up to the 12th week of pregnancy | |
| - two ultrasound scans, unless further scans are medically necessary due to extraordinary circumstances | |
| - treatment of pregnancy complications | |
| - outpatient and inpatient childbirth. Additional costs of a cesarean section (if medically necessary) refundable | |
| - abortion for medical reasons | |
| - obstetricians and midwives | |
| - postnatal care for mother and newborn. Benefits for the newborn are limited to €50,000 |
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| acute and unexpected deterioration in the health of the mother and/or baby if the mother was already pregnant prior to the start of the insured stay |
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| medically necessary transport for hospitalization or initial outpatient treatment in a hospital; transport must be provided by a recognized emergency medical service |
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| medically reasonable return transport of the insured person to his/her residence in his/her home country or to the hospital nearest to his/her place of residence abroad. During travel, the insurer will also bear the costs for the medically reasonable return transport to the insured person’s place of residence abroad or to the hospital nearest to the insured person’s place of residence abroad |
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| transport of the insured person’s mortal remains to his/her last permanent residence or funeral abroad up to the total amount of the costs for the transport of mortal remains |
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You will find a full description of benefits and benefit exclusions in the General Insurance Conditions
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You will find the detailed terms and conditions in the General Insurance Conditions
All-round protection for little money
With Protrip World international travel health insurance, you are optimally protected in the event of illness during your trip.
With the Protrip World insurance package, consisting of international health insurance as well as liability, accident, baggage and assistance insurance, you can travel with complete peace of mind.
You still have questions?
Use our online forms and FAQ or simply give us a call:
T.: +49 2247 9194-977