Baggage Insurance

PROTRIP-WORLD can be taken out as a combination of travel health, accident, baggage, assistance and personal liability insurance.

You can find more information about baggage insurance on this page.

Baggage Insurance benefits

- if selected -

If you choose an additional insurance combination, baggage insurance includes the following benefits:

The insured person’s entire baggage as well as his/her valuables such as jewelry, laptops, and video equipment is/are covered within the sums insured. The insurer will reimburse the baggage’s current value in case of theft, burglary, robbery, extortion with robbery, willful destruction or maliciousness on the part of third parties, accidents involving a means of transportation or an accident of the insured person and in case of storms, fires, lightning strikes, or explosions or force majeure.


The policy includes damage to furs, jewelry, objects made of precious metals, laptops, photographic and film equipment and portable video systems, including their accessories. For the aforementioned objects, the liability for damages per insured event is limited to a maximum of 50% of the sum insured of €2,000.


The deductible for damages to baggage per insured event is €50.


You will find a full description of benefits and benefit exclusions in the General Insurance Conditions

Exclusion of benefits – the facts

No insurance cover is provided for damages:

  • intentionally caused by the insured person
  • caused by the insured person as a result of an intentional criminal act or the intentional attempt of committing a criminal act

Baggage Insurance does not cover:

  • Damages caused directly or indirectly by nuclear power
  • Damages directly or indirectly caused by foreseeable acts of war
  • Damages caused by confiscation, deprivation of possession or other acts of authorities

You will find the detailed terms and conditions in the Baggage Insurance Conditions

All-round protection for little money

Baggage insurance is part of the PROTRIP-WORLD insurance package, consisting of

  • Travel health insurance
  • Accident insurance
  • Baggage insurance
  • Assistance insurance
  • Liability insurance Standard or Liability insurance Complete


Everything you need to know about the requirements, who the insurance is suitable for, start, end and waiting period at PROTRIP-WORLD.

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Comprehensive protection at a low price. With PROTRIP-WORLD, you only pay for exactly what you need.

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You still have questions?

Use our online forms and FAQ or simply give us a call: 
T.: +49 2247 9194-977

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Purchase PROTRIP-WORLD online and receive your insurance confirmation straight away.

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