PROTRIP-WORLD is a group contract solution consisting of independent insurance contracts and providing insurance cover during stays abroad for members of the Living Abroad Community e. V. (LAC) and for participants of affiliate partner companies and organizations. Upon your signature of the contract, you will receive a certificate of enrollment that will provide you with information on insured persons and range of services.
Phone: +49 (0) 2247 9194 -977
Mon-Fri: 8 am to 8 pm
Sat: 9 am to 12 pm
Mon-Fri: 8 am to 6 pm
The monthly premium consists of the LAC membership fee, health insurance premium, liability / accident insurance premium, assistance insurance premium and baggage insurance premium.
The premium for this policy is to be paid at the conclusion of the insurance contract for the entire term of the insurance. You can choose from the following payment options:
a) credit card: Maestro, Mastercard, Visa, JCB, Diners, Discover or American Express;
b) SEPA Direct Debit;
c) online payment system: eps, Klarna/SOFORT Überweisung, iDEAL or PayPal.
Premiums are calculated depending on the number of months or part thereof. Should you return early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. No service fee will be charged for reimbursement.
German and Austrian accounts only:
Where the term of insurance exceeds one month, you can also pay in monthly installments. The first installment becomes due at the start of insurance, the subsequent installments at the start of each following month.