Information for Work and Travel participants

Experience an adventure and explore the big wide world! With a Work and Travel trip, you not only improve your language skills, but also get to know your temporary home country particularly intensively through work - whether as a fruit picker on a farm, as a receptionist in a hotel or on a promotional tour in a city. The jobs often last only a few weeks or months, which gives you the opportunity to explore different areas of a country intensively. All this brings a great feeling of freedom and offers the chance to meet many new and interesting people.

In order to be able to embark on this adventure with complete peace of mind, reliable insurance cover is particularly important. After all, you can also fall ill abroad and there are many other risks against which you should insure yourself.

A few practical examples:

• In a bicycle accident you injure another person.
• Your baggage is stolen on the outward journey.
• When picking fruit you fall off the ladder and break your arm.
• You are seriously ill and a member of your family would like to come.

We therefore recommend that you take out complete cover, including health insurance, personal liability insurance, accident insurance and assistance insurance.

All these insurances are included in a PROTRIP-WORLD insurance package. If you are under 29 years of age, you can even get PROTRIP-WORLD at a special rate.

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How do I find the right insurance?

If you organize your work and travel trip yourself, you also need to take care of your insurance coverage yourself.

If you organize your stay through an organization, their insurance offer is suitable in many cases. Nevertheless, you should take your time and check the insurance offered.

Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?
  You can get information on this e.g. from the responsible embassy or consulate.
• Are the benefits of the health insurance sufficient?
  A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.
• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?

Our recommendation

The PROTRIP-WORLD insurance for Work and Travel participants adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend Work and Travel participants to supplement their insurance cover with the Standard or Complete Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Complete Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor.
If you choose a PROTRIP-WORLD insurance package, you benefit from the following insurance coverage:

You will find a detailed list of benefits at benefits overview.

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Before the stay abroad

Many embassies require a confirmation of insurance for a visa. Take out the insurance in good time. If the travel period is postponed later, you can have the insurance period changed. All you need to do is send an e-mail before the planned departure date. If the notification after the originally planned date of departure, we need a proof (passport copy or ticket) from you.

During the stay abroad

Should you need medical treatment during your stay abroad, we will be happy to assist you via chat, email or phone. we will explain what you need to know when visiting a doctor abroad. You will also find all the details in our section What to do in the event of a claim. PROTRIP-WORLD is valid in the area of validity of your choice (Europe, worldwide without USA and Canada, worldwide incl. USA and Canada). In addition, accidents and emergency treatments are also covered worldwide and in your home country during holidays with a duration of up to 6 weeks.

Do you have questions about a holiday following your stay abroad? We answer questions like these in our FAQ section.

After your stay abroad

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.