Insurance - Quick & Easy

PROTRIP-WORLD is a group contract solution consisting of one or several independent insurance contracts and providing insurance cover during trips abroad for members of the LAC (Living Abroad Community e. V.) and for participants of affiliate partner companies and organizations.

What is required to qualify for PROTRIP-WORLD?

You can be insured through PROTRIP-WORLD if you meet the following requirements:

  • You are under 39 years old at conclusion of the contract.
  • You are a member of the group of insurable individuals mentioned below.
  • Your stay abroad will last no longer than 24 months.
  • The insurance policy is purchased prior to departure for the entire duration of the stay abroad or up to one month after departure for the remaining period of the stay abroad.

Insurable group of people

To qualify for PROTRIP-WORLD, the main purpose of your stay abroad needs to be further education abroad. It is considered to be further education abroad if you take part in an exchange program as:

  • au pair,
  • volunteer,
  • high school student and Work and Travel participant,
  • language and exchange student,
  • trainee,
  • student and doctoral student, or
  • participant of another educational and cultural exchange program.

If the main purpose of your stay abroad is further education, insurance cover includes any periods without further education abroad within the insurance period applied for.

How to get PROTRIP-WORLD insurance

1. Quickly and easily online

Click here to purchase PROTRIP-WORLD online and you will immediately receive your insurance certificate.

2. By mail or fax

You can also download the application form (PDF file), print it and send us the filled in form. You will then promptly receive your insurance certificate.

Start of insurance

Insurance cover is provided for the period mentioned in the insurance certificate.
Where application and payment take place prior to the start of the journey, insurance cover begins when the insured person leaves his/her home country. There is no insurance cover for claims which occurred before the beginning of the insurance.

Where application and payment take place up to one month after the start of the journey, insurance cover begins on the date we receive your application and premium payment. There is no insurance cover for claims which occurred before application and payment.

End of insurance

Insurance ends automatically on the agreed date. Insurance cover ends on the same date, but not later than at the end of the stay abroad. Where a return journey at the end of insurance is not possible for medical reasons, the insurer’s liability to pay extends to the date where a return journey becomes possible.

Do you require advice?
If you have any questions, please feel free to contact us:

Phone: +49 (0) 2247 9194 -977

Mon-Fri: 8 am to 6 pm