Information for language and exchange students

Combine further education and holidays and learn a foreign language at your desired destination! A stay abroad as a language or exchange student is the ideal opportunity to get to know another country and culture, to make new friends, and to learn a foreign language where it is spoken. Whether for a few weeks, months or a year, as a language or exchange student you will have numerous opportunities in various countries worldwide. This makes language learning an unforgettable experience!

Image exchange student

In order to be able to embark on this adventure with complete peace of mind, reliable insurance cover is particularly important. After all, you can also fall ill abroad and there are many other risks against which you should insure yourself.

A few practical examples:

  • The candle falls from the table and causes a burn mark in the fixed carpet of your host family.
  • You go on a day trip with your school and your bag is stolen.
  • You slipped in swimming class and hurt your knee. A long medical treatment follows.
  • You are in hospital and you want a parent to come.

We therefore recommend that you take out complete cover, including health insurance, personal liability insurance, accident insurance and assistance insurance.

All these insurances are included in a PROTRIP-WORLD insurance package. If you are under 29 years of age, you can even get PROTRIP-WORLD at a special rate.

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How do I find the right insurance?

If you organize your stay as a language and exchange student yourself, you also need to take care of your insurance coverage yourself. If you organize your stay through an organization, their insurance offer is suitable in many cases. Nevertheless, you should take your time and check the insurance offered.

Here are some questions that you should clarify before taking out an insurance:

  • Does the insurance meet the requirements of the destination country?
    You can get information on this e.g. from the responsible embassy or consulate.
  • Are the benefits of the health insurance sufficient?
    A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.
  • Is there protection in case of interruption of your work, for example for a holiday?
  • Does the insurance also cover sports accidents?

Our recommendation

The PROTRIP-WORLD insurance for language and exchange students adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend language and exchange students to supplement their insurance cover with the Comfort or Plus Package to be able to travel and learn without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor (e.g. if you are helping a friend move). The worldwide assistance helps you in an emergency with a multilingual 24-hour emergency call service. If necessary, the assistant coordinates the contact to the doctor or hospital, issues a cost transfer and organizes further services such as the medical return transport of the patient.
If you choose a PROTRIP-WORLD insurance package, you benefit from the following insurance coverage:

International health insurance
Return transport
Contact in your native language
24-hour emergency hotline
Travel home in case of emergency
Travel insurance for holidays up to 6 weeks during the stay
Liability insurance
Accident insurance
Baggage insurance

You will find a detailed list of benefits at benefits overview.

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Before the stay abroad

Many embassies require a confirmation of insurance for a visa. Take out the insurance in good time. If the travel period is postponed later, you can have the insurance period changed. All you need to do is send an e-mail before the planned departure date. If the notification after the originally planned date of departure, we need a proof (passport copy or ticket) from you.

During the stay abroad

Should you need medical treatment during your stay abroad, we will be happy to assist you via chat, email or phone. we will explain what you need to know when visiting a doctor abroad. You will also find all the details in our section What to do in the event of a claim. PROTRIP-WORLD is valid in the area of validity of your choice (Europe, worldwide without USA and Canada, worldwide incl. USA and Canada). In addition, accidents and emergency treatments are also covered worldwide and in your home country during holidays with a duration of up to 6 weeks.

Do you have questions about a holiday following your stay abroad? We answer questions like these in our FAQ section.

After your stay abroad

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.

Do you require advice?
If you have any questions, please feel free to contact us:

Phone: +49 (0) 2247 9194 -977

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Mon-Fri: 8 am to 6 pm