Your advantages from PROTRIP-WORLD

What are the main aspects to know regarding International Health Insurance? We have compiled a list for you that includes the key advantages of PROTRIP-WORLD.

Advantage 1: Comprehensive cover

PROTRIP-WORLD is more than just an ordinary travel health insurance policy. In addition to comprehensive health insurance abroad, it also provides you with accident, liability, baggage and assistance insurance.

Advantage 2: Protects travelers and host families alike

Where travelers stay with host families abroad, these families are also covered through the included liability insurance. Personal injury and damage to immovable property of the host family is covered up to € 1 million, damage to rented property up to € 100,000; both cases are subject to a deductible of € 100 per claim.

Advantage 3: Specially developed for young travelers

PROTRIP-WORLD includes comprehensive assistance services – that are vital for young travelers and will soothe their parents’ jangled nerves. These services include a 24-hour emergency number, support and organization of upcoming hospital stays and potential return transports as well as legal assistance and help with lost means of payment.

Advantage 4: Cover meets requirements for J 1 Visa in the USA

Apart from the J2-, F1- und F2-Visa requirements, PROTRIP-WORLD meets all the insurance criteria which the Department of State has stipulated for J1 visa exchange programs in the USA. These include, among others, a minimum coverage of $ 100,000 for medical treatment in case of illness and accidents, a coverage of $ 25,000 for the repatriation of remains in case of death as well as a very good financial strength rating by specified rating agencies such as A.M. Best, Standard & Poors or Fitch.

Advantage 5: Excellent rating by international rating agency

The financial strength of Allianz Worldwide Care SA has been evaluated by one of the leading international credit rating agencies, Standard & Poor’s, and rated AA (excellent). You can rest assured that even in uncertain times like these, PROTRIP-WORLD is backed by a solid and reliable partner.

Advantage 6: Sports and hazardous activities covered

Surfing, diving, rafting, bungee jumping, skiing – with PROTRIP-WORLD, all these activities are covered without an extra or risk premium.

Advantage 7: Covered while working as an au pair or intern

Liability losses while working as an au pair are covered up to € 1 million; liability losses during an internship up to € 10,000. The deductible in such cases is € 100 per claim.

Advantage 8: Covered in case of an accident

It’s sad but true: but many accidents happen during stays abroad. People live under different conditions and tend to act differently than at home. Accident insurance cannot protect you from accidents. However, receiving financial support in the event of disability, rescue or plastic surgery can at least help to lessen the financial hardship caused by severe accidents.

Advantage 9: Easy to purchase online

It only takes a few minutes to purchase PROTRIP-WORLD through our secure server. You will then immediately receive your insurance certificate.

Advantage 10: Stay informed with our safety app - always and everywhere

Get Dr. Walter’s brand new safety app MY-SAFETY-ASSISTANT for one year. After receipt of your password, you can download the app to your smartphone for free. This way, you will benefit from a wide range of information during your travels: push notifications about security issues, local news, direct dialing of emergency numbers and tracking services.

Advantage 11: Purchase insurance up to one month after departure

Most travel insurance policies need to be purchased prior to departure. Once you are abroad, you can then no longer purchase insurance. With PROTRIP-WORLD, you can purchase your policy up to one month after departure. Quite helpful if you’re a bit too late. We do, however, recommend you purchase insurance prior to departure in order to be covered right from the start of your stay abroad.

Advantage 12: Exact insurance period calculated to the day

Your policy becomes due for payment at the conclusion of the insurance contract. Premiums are calculated depending on the number of months or part thereof. Should you return early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. You only pay for the actual period of insurance. No service fee will be charged for this reimbursement.

Advantage 13: Cover includes subsequent holiday and stay in your home country

You would like to spend a holiday abroad or some time in your home country alongside your youth or educational visit abroad? No problem. During the entire insurance period, cover is provided within the insured area of validity. In addition, worldwide cover is provided up to six weeks. If you interrupt your stay abroad in order to visit your home country, cover will also be provided up to six weeks.

Advantage 14: One-stop solution

With PROTRIP-WORLD, you have exactly one contact partner. Consultancy, contract handling, payment processing and claims settlement will be dealt with by our staff.