You can be insured through Protrip World if you meet the following requirements:
- You are not older than 69 years at the beginning of the insurance.
- The insurance policy is purchased prior to departure for the entire duration of the stay abroad or after departure for the remaining period of the stay abroad, but for a maximum of 12 months. Please notice our information about the waiting period if you apply for insurance after crossing the border. An extension of the insurance can be applied for after the first 12 months at the conditions and rates valid at that time.
Who is Protrip World suitable for?
This international insurance has been especially developed for people who wish to stay abroad for up to 12 months (extension can be applied for). It is irrelevant whether you are traveling privately or for business reasons. Protrip World is recommended for international students and doctoral students, language and exchange students, interns, travelers, au pairs, volunteers as well as high school and Work and Travel participants.
Start of insurance
Provided the appropriate premium has been paid, insurance cover begins on the date stated in the insurance certificate but not before starting your stay abroad.
End of insurance
Insurance ends automatically on the agreed date. Insurance cover ends on the same date, but not later than at the end of the stay abroad. Where a return journey at the end of insurance is not possible for medical reasons, the insurer’s liability to pay extends to the date where a return journey becomes possible.
Waiting period
The insurance needs to be purchased prior to departure for the entire duration of the stay abroad or after departure for the remaining period of the stay abroad. (However, the maximum duration of insurance is 12 months.) Should the application for insurance be submitted after border crossing, the waiting period for medical claims will be 14 days from the start of the insurance. The waiting period for insured pregnancy benefits is 10 months.
No waiting period applies in case of accidents and medical help aiming to prevent acute danger to the insured person's life.