Insurance - Quick & Easy

What is required to qualify for PROTRIP-WORLD?

You can be insured through PROTRIP-WORLD if you meet the following requirements:

• You are not older than 49 years at the beginning of the insurance.
• The insurance policy is purchased prior to departure for the entire duration of the stay abroad or after departure for the remaining period of the stay abroad, but for a maximum of 24 months. Please notice our information about the waiting period if you apply for insurance after crossing the border.

Who is PROTRIP-WORLD suitable for?

This international insurance has been especially developed for people who wish to stay abroad for up to 2 years. It is irrelevant whether you are traveling privately or for business reasons. PROTRIP-WORLD is recommended for international students and doctoral students, language and exchange students, interns, travelers, au pairs, volunteers as well as high school and Work and Travel participants.

How to get PROTRIP-WORLD insurance

Quickly and easily online

Click here to purchase PROTRIP-WORLD online and you will immediately receive your insurance certificate.

Start of insurance

Provided the appropriate premium has been paid, insurance cover begins on the date stated in the insurance certificate but not before starting your stay abroad.

End of insurance

Insurance ends automatically on the agreed date. Insurance cover ends on the same date, but not later than at the end of the stay abroad. Where a return journey at the end of insurance is not possible for medical reasons, the insurer’s liability to pay extends to the date where a return journey becomes possible.

Waiting period

The insurance needs to be purchased prior to departure for the entire duration of the stay abroad or after departure for the remaining period of the stay abroad. (However, the maximum duration of insurance is 24 months.) Should the application for insurance be submitted after border crossing, the waiting period for medical claims will be 14 days from the issue date of the insurance confirmation. No waiting period applies in case of accidents and medical help aiming to prevent acute danger to the insured person's life or when the insurance was purchased subsequently to a prior insurance. In this case, please hand in a copy of your prior insurance.