Travel health insurances
for long term stays abroad

Paar steht eng zusammen und schaut auf Smartphone

Your protection for every trip - flexible, reliable and valid worldwide

Our international health insurance accompanies you wherever you go and gives you the security you deserve.

From €29.40 / month

Protrip World Education

Travelers with an Educational Background

  • For travelers under 30 years of age
  • Must be taken out before departure
  • Ideal for studies, au pair, internships & language courses
Go to Protrip World Education Purchase now
From €31.00 € / month

Protrip German Traveler

Travelers residing in DE/AT

  • For worldwide trips up to 5 years
  • Must be taken out before departure
  • Ideal for Work & Travel, round-the-world trips, long-term travel
Go to Protrip German Traveler Purchase now
From €117.00 / month

Protrip World Traveler

Travelers worldwide – even while already abroad

  • Can be taken out even after the trip has started
  • 12-month term, then renewable
  • Ideal for backpackers, digital nomads & round-the-world trips
Go to Protrip World Traveler Purchase now

Frequently Asked Questions

  • Can I take out the insurance while abroad?

    Yes, you can also take out Protrip World Traveler insurance if your trip has already begun. This rate starts at €117/month and has a deductible of €50 per insured event.

  • What is the difference between Protrip German Traveler and Protrip World Traveler?

    Protrip German Traveler: Can only be taken out BEFORE departure from Germany/Austria. A valid primary residence in one of the two countries is required.

    Protrip World Traveler: Can be taken out worldwide at any time, even after the start of the trip. 

  • When is the Protrip World Education plan worthwhile?

    Protrip World Education is for people under 30 with an educational background (studies, au pair, internship, language course, volunteer work). The entire trip does NOT have to be educational—even if only part of it is educational, you can still take advantage of this low rate. The only important thing is that this rate must be purchased before you leave.

  • Do I need Protect Standard or Complete?

    Protect Standard: Basic package with liability, accident, baggage, and assistance coverage.

    Protect Complete: Same as Standard, but with higher coverage amounts (€5 million liability) and internship damage coverage. Recommended for au pairs due to higher liability coverage.

  • Is COVID-19 covered?

    Yes, COVID-19 treatments are covered. 

  • Can I pay monthly?

    Yes, monthly payments are possible via SEPA direct debit or credit card.

  • Are pre-existing conditions covered?

    The insurance covers acute, unforeseen illnesses. Chronic pre-existing conditions are covered only in case of an acute deterioration. Details can be found in the policy terms.

  • What does the €50 deductible mean?

    With international health insurance, you pay the first €50 per insured event yourself. The insurance covers all costs above this amount.

  • Can I also insure family members traveling with me?

    Yes, you can also insure family members (spouse, children, teenagers) traveling with you in all products (Protrip German Traveler, Protrip World Traveler, Protrip World Education).

    How to take out insurance:
    Each person needs their own insurance policy. Family members cannot be added to the main person's online policy – either during the application process or at a later date. You must complete the entire online application process separately for each family member.

    Example: For one adult and one child, you must complete the online application process twice – once for the adult and once for the child.

    Important:
    All family members must choose the same tariff option as the main person. Children under the age of 6 can only be insured if at least one parent or legal guardian is also insured under the desired tariff.

Which travel health insurance is right for me?

Every trip is unique - and so should your insurance cover. Whether you are still in the planning stage, already on the road or living abroad for a longer educational stay: Our rates offer you the right cover, tailored precisely to your situation.

Worldwide cover - no matter where your trip takes you

Cover for illness and accidents - medical assistance when it matters most

Flexible terms - adaptable to the duration of your trip

Can also be taken out abroad - simply online

Ideal for educational trips, au pairs & work & travel

Many years of experience & transparent benefits

Our Protrip World travel health insurance policies accompany you wherever you go and give you the security you deserve. Regardless of whether you are going abroad to study, planning a trip around the world or traveling spontaneously. 

Tips on travel health insurance abroad

  • Before the stay abroad

    Many embassies require a confirmation of insurance for a visa. You should therefore take out insurance in good time. If the travel period is postponed later, you can have the insurance period changed. An e-mail before the planned departure date is sufficient. If the notification is sent after the originally planned departure date, we will need proof (copy of passport or ticket) from you.

  • During the stay abroad

    If you need to see a doctor during your stay, we will be happy to assist you via chat, email or phone

    We will explain what you should pay attention to when visiting a doctor. Of course, you can also read all about it under Procedure in the Event of a Claim

    Protrip World applies to the area of validity specified by you (Europe, worldwide excluding the USA and Canada, worldwide including the USA and Canada). In addition, you are also covered for accidents and emergency treatments worldwide and in your home country during vacations lasting up to 6 weeks.

  • After the stay abroad

    You should keep your insurance confirmation because authorities in some home countries require proof of insurance for your time abroad.