What to do in the event of illness?

Behavior in the event of illness

Visit a Doctor

For flu, colds, or toothaches, see a doctor. Inform them about the coverage of your travel health insurance to avoid unnecessary treatments. You pay for each treatment initially and then submit the invoice for reimbursement.

Coverage Details Protrip World German Traveler (German)

Coverage Details Protrip World Traveler

Coverage Details Protrip World Education

Use the Air Doctor App

You can book up to three outpatient doctor visits and up to three online psychological consultations per insurance year directly through the Air Doctor App – without advance payment. For additional treatments, you can also use the app and pay for the treatment yourself initially. Preventive check-ups and dental treatments are excluded.

How to submit your medical invoice for reimbursement

If you have health issues, please contact our partner Global Excel in Canada – if possible, before seeing a doctor. Their 24-hour German-speaking service will support you in finding a suitable doctor or hospital, explain all billing details, and can organize direct billing with doctors and clinics. You can reach Global Excel 24/7 toll-free in the USA and Canada at +1-877-835-6243.

Please present your insurance certificate to the doctor before the start of any treatment. The certificate provides all necessary information about your coverage and enables direct billing with the doctor or hospital in most cases – so that you usually don’t have to pay in advance.

If you receive an invoice after treatment, please make sure it includes the following details: the name of the patient, the diagnosed illness, the type of medical services provided, and the total treatment costs. Please send this invoice to our office in Canada. Normally, we will then arrange direct payment with the healthcare provider.

Alternatively, you can use the Air Doctor App for acute outpatient treatments. It covers up to three visits to the doctor per insurance year for acute or new illnesses and also for up to three online psychological consultations (via telemedicine) - without having to pay in advance. Preventive medical checkups and dental treatments are not included in direct billing. Of course, you can also use Air Doctor for other treatments and make appointments with doctors via the app. You will then receive a normal invoice, which you pay on site and then submit to us for reimbursement.

You can book an available appointment directly in the app – whether it’s with a general practitioner, a hospital, or a specialist. All outpatient consultations can be booked through the app. No upfront payment is necessary: costs will be settled directly with us via Air Doctor as part of your insurance coverage.

Guide to the correct procedure in the event of illness in the USA

If you need medical treatment in the USA or Canada, please contact:

Global Excel Management Inc
73 Queen Street
Sherbrooke, Quebec, Canada
Toll-free: +1-877-835-6243
Email: [email protected]

Upcoming hospital stay

If you plan to stay at a hospital, please call the 24-hour emergency number of your insurer to receive information about appropriate hospitals nearby and how to further proceed.

24-hour emergency number worldwide, without USA and Canada:
+49 2247 922 50-14
in case of urgent medical emergencies and assistance services

24-hour emergency number USA and Canada:
Toll-free: +1-877-835-6243
in case of urgent medical emergencies and assistance services

If you are admitted to a hospital, you will be asked about your insurance cover. You are covered by international health insurance. The policy covers treatment within compulsory health insurance without optional services. The easiest way for you is to present your insurance certificate during the admission. After your admission, the hospital will contact us and, under normal circumstances, we will then settle the billing directly with the hospital.

Non-emergency hospital treatment

If the inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy with our claims department beforehand. This way, we can help you to minimize any financial risk.

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